Insurance Archives - English Roofing

Know what is in your home owners policy!

Review your insurance policy. So many people ask me what insurance should I have? While that is a great question, the more important question is what should I have IN my home owners policy? I like to do so in January right after new years when I do my smoke detector batteries. It is possible for some policies to change without you knowing. You may receive an email in your junk box that says your roof has reached 15 years old and you policy is automatically moving to an ACV policy and you don’t even [...]

Do you have Matching Endorsement?

The importance of having MATCHING ENDORESEMENT on your home owner’s insurance policy. In the state of Indiana, we do not have a “matching” or “line of site” regulation on property insurance. Kentucky does. Kentucky’s can be found here (Title 806, Chapter 12, Regulation 095, section 9 (1)(b). Because the state of Indiana does not have a “matching” or “line of site” regulation on property insurance you should absolutely make sure you have a matching endorsement on your policy. It is up to you, not your agent, to make sure you are fully insured. The [...]